Title V of the Gramm- Leach Bliley Act (GLB) generally prohibits any financial institution, directly or through its affiliates from sharing non-public personal information about you with a non-affiliated party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entities to whom it may be disclosed. In compliance with the GLBA, we are providing you with the document, which notifies you of the privacy policies and practices of Ashland Medley Law, PLLC (“AML”).
AML respects the privacy and security of your non-public information, “personal information” and protecting your personal information is one of our top priorities. This privacy statement explains AML’s privacy policies, including how we use the personal information we receive from you and from other specified sources, and to whom it may be disclosed. AML follows the privacy practices described in this privacy statement and depending on the business performed, AML may share information as described herein.
Examples of nonpublic personal information we collect are the name, address, email address, phone numbers, social security numbers, birth date, income, employment history.
We may collect non- public personal information about you from the following sources:
– Information we receive from you such as applications or other forms.
– Information about your transactions we secure from our files, from our underwriters, from our affiliates, or others.
– Information we receive from a consumer reporting agency.
– Information we receive from others involved in your transaction, such as the real estate agent, your attorney or lender; and
– Information we receive from our internet websites.
We may disclose any of the information that we collect about our customers or former customers to our affiliates, or to a non-affiliated third parties as permitted by law without obtaining your prior authorization.
We may also disclose this information about our customers or former customers to the following types of nonaffiliated companies that perform marketing services on our behalf or with whom we have Joint Marketing Agreements:
– Financial Service Providers such as companies engaged in banking, consumer finance, securities and insurance.
– Lenders, lien holder’s judgment creditors, or other parties claiming an encumbrance or an interest in title whose claim or interest must be determined, settled, paid or released prior to a title or escrow closing.
– Insurance agents, brokers, representatives, support organizations, or other to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure in connection with a title insurance transaction.
– Third party contractors or service providers for the purpose of determining your eligibility for an insurance benefit or payment and/or providing you with services your requested.
– Insurance regulatory authority, or law enforcement or other governmental authority, in a civil action, in connection with a subpoena or a government investigation.
We may also disclose your personal information to others when we believe, in good faith, that such disclosure is reasonable, necessary to comply with the law, or to protect the safety of our customers, employees, or property and/or to comply with a judicial proceeding, court order, or legal process.
We do not disclose any non-public personal information about you with anyone for the purpose that is not specifically permitted by law.
We restrict access to personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard personal information.
As required by applicable law, we will afford you the right to access your personal information under certain circumstances to find out to who your personal information has been disclosed, and request correction or deletion of your personal information. However, AML’ current policy to maintain customer’s personal information for no less than your states required record retention requirements for the purpose of handling future coverage claims.
For your protection, all requests made under this section must be in writing and must include your notarized signature to establish your identity. Where permitted by law, we may charge a reasonable fee to cover such costs incurred in responding to such requests. Please send requests to:
Ashland R. Medley, Esq.
Ashland Medley Law, PLLC
311 North University Drive, Suite 718
Coral Springs, FL 33065
NOTE: This privacy notice may be amended from time to time. We will post changes on our website. The effective date of this policy is June 26, 2016.